Scott and Christina Harmes are a very unique and effective Father-Daughter team. The Harmes Team takes a family-oriented view of business and loves meeting with other families to discuss their needs. Together, Scott and Christina bring experience and the energy that makes the whole process smooth and easy for you. Both Scott and Christina have earned the highest designation in the country for Reverse Mortgage, the Certified Reverse Mortgage Professional (CRMP) Designation. Only 157 individuals in the country hold this highly esteemed designation.